What is Rental Property Insurance?
Rental property insurance (also called landlord insurance) protects your rental home, condo, or apartment from damages, loss of rental income, and liability claims. It’s designed specifically for landlords to keep their investments secure.
Cover Your Property From:
Property Damage
Loss of Rental Income
Liability Lawsuits
Vandalism & Theft
Legal Fees
Building Code Upgrades
FAQ
What is rental property insurance?
Also known as landlord insurance, it covers the structure, liability, and loss of rental income if your property is damaged and uninhabitable.
Does it cover tenant belongings?
No, tenants need their own renters insurance. Landlord insurance covers your building, not their personal property.
Is liability coverage included?
Yes, it protects you if someone is injured on your property and you’re found legally responsible.
What if my tenant stops paying rent?
Loss of rent due to property damage is usually covered, but not for tenant non-payment. Consider a rent guarantee policy for that risk.